We understand the financial strains we all
face in today's fast-paced society. We also understand how dental insurance
benefits work. The Cariboo Dental Clinic fee schedule is guided by the British Columbia Dental Association.
Private Paying Patients:
Payments for all treatment are expected at
the time services are rendered. On multi-visit procedures, (crowns,
veneers, dentures, implants etc.), 50 % of the payment is expected when
treatment is started and the remainder is expected on the day when the
procedure is completed.
Full payment for Intravenous Sedation (for
wisdom teeth, or general dentistry) is expected at the time appointment is
We at the Cariboo Dental Clinic understand
the value and complexity of insurance benefits, and we will assist you in
obtaining your maximum benefit. We will gladly process insurance claims for
you and will also estimate your deductible and co-pay. We will also send
for pre-authorizations prior to beginning treatments so we all have a good
idea as to what your insurance company will pay for.
Co-payment and your deductible (the portion
the insurance does not cover) are due at the time services are rendered.
For multiple visit procedures (crowns, implants, dentures, veneers), your
co-payment, which is usually half the total fee, is expected at the start
of the procedure.
Some insurance companies do not accept
assignment. They pay you the insured. In this case we will submit a claim
for you; however, a full payment for the services rendered is expected at
the time of treatment.
We gladly process insurance claims as a
courtesy to our patients, but you can help us by doing as much as you can
such as providing all the necessary correct information and required
now in effect, we do not have access to individual insurance limits. It is
the insured's responsibility to make us aware of yearly limits.
Even though we process your insurance claims
for you, you remain responsible for the entire bill. We reserve the right
after 60 days to require that the insurance amount due be paid by you, if
your insurance company has not paid the bill. We will gladly assist you in
any way we can in allowing you to collect from your insurance company for
any monies you will have paid in lieu of your insurance company.
Cosmetic dentistry is not normally covered
by insurance companies, thus payment is required at the start of the
procedures (whitening, veneers etc.)
For in-office long term payment plans,
certain multiple visit procedures can be paid for over the course of
treatment. Each case is unique and will be dealt with on an individual
We do offer DentalCAID (a subdivision
of MediCaid). DentalCaid is finance company that would be able to
help with long term payment plans. We believe in making Dentistry
affordable for everyone's budget, please ask any one of receptionists
for more information.